Best Credit Cards for Students in India

By Shaswat Raj
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Best Credit Cards for Students in India (2025)

Finding the right credit card as a student can be tricky. Most banks require income proof, which students often lack. However, there are excellent options available.

Top 3 Picks

  1. SBI Student Plus Advantage Card - Best overall
  2. HDFC ForexPlus Card - Best for study abroad
  3. Axis Bank Insta Easy - Best against FD

Why Get a Credit Card?

Building a credit score early gives you a massive advantage when apply for loans later in life.

Key Benefits

  • Build Credit History
  • Earn Rewards and Cashback
  • Emergency Funds

FAQs

Can a student get a credit card without income?

Yes, against a Fixed Deposit (FD).

What is the minimum age?

Usually 18 years.

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